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Fair Practices Code

This Code has been formulated by AVIOM India Housing Finance Pvt. Ltd, the "company" and is based on the AVIOM Values. It is also in pursuant to the Guidelines issued by the National Housing Bank ("NHB") on Fair Practices Code for Housing Finance Companies vide its circular NHB/ND/DRS/Pol-No.16/2006 dated September 05, 2006, further revised by its circulars NHB/ND/DRS/Pol-No.34/2010-11, NHB (ND)/DRS/Pol-No.38/4673/2010-11 and NHB (ND)/DRS/CRCELL/A-2940/2018.

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KYC & AML Measures Preamble

KYC procedures enable the Company to know/understand their customers and their financial dealings better which in turn help them manage their risks prudently and prevent the Companies from being used, intentionally or unintentionally, by criminal elements for money laundering activities. This policy has also been framed keeping in mind various guidelines and circulars issued by National Housing Bank from time to time.

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Grievance Redressal

MITC & Schedule of Charges

Interest Rate Policy

Annual Percentage Rate

Moratorium Policy