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Fair Practices Code

This Code has been formulated by AVIOM India Housing Finance Pvt. Ltd, the "company" and is based on the AVIOM Values. It is also in pursuant to the Guidelines issued by the National Housing Bank ("NHB") on Fair Practices Code for Housing Finance Companies vide its circular NHB/ND/DRS/Pol-No.16/2006 dated September 05, 2006, further revised by its circulars NHB/ND/DRS/Pol-No.34/2010-11, NHB (ND)/DRS/Pol-No.38/4673/2010-11 and NHB (ND)/DRS/CRCELL/A-2940/2018.


KYC & AML Measures Preamble

KYC procedures enable the Company to know/understand their customers and their financial dealings better which in turn help them manage their risks prudently and prevent the Companies from being used, intentionally or unintentionally, by criminal elements for money laundering activities. This policy has also been framed keeping in mind various guidelines and circulars issued by National Housing Bank from time to time.


Grievance Redressal

Privacy Policy

Applicability of Policy

This policy is applicable to all persons whose personal information is collected or received or possessed or stored or dealt in or handled by AVIOM India Housing Finance Private Limited (AVIOM) including but not limited to who visits the Website/Portal/Instruments.


MITC & Schedule of Charges

Interest Rate Policy

HR Manual

Collection Manual

Annual Percentage Rate

Moratorium Policy