Who we are

We are a housing finance company catering to low-income households in semi-urban areas.

We provide housing loans to individuals for home improvements, renovations, and sanitation. We provides loans to women borrowers who do not have any formal income documentation.


AVIOM works towards empowering women and providing them financial independence.

Our Values

Our values form the core of all that we do and guide us to keep our customers at the front always.

We are
team Aviom

AVIOM is led by a team of highly skilled and enthusiastic individuals with a goal of constant learning and adapting to the evolving industry landscape.

Ms. Swathi has 37 years of experience in Banking sector. She holds degree in B.Sc, M.Sc, & MBA. Ms. Swathi retired as General Manager, Corporation Bank in 2014. She worked as Executive director to Mahila bank from 2014 to 2017 and also worked as advisor to SBI.

SWATHI S M Independent Director

Ms. Divya is a qualified Chartered Accountant, ACMA, ACS, DIP IFR (ACCA) and ADIT (CIOT UK), B.Com, MBA, LLB. She is an elected Chairperson of Southern India Regional Council of The Institute of Cost Accountants of India. She has a rich experience in the fields of Government Accounting, MSME Audit, Corporate Law, Corporate Finance & Audit Taxation and Start Up Consultancy. Divya serves as an Independent Director on the Boards of Muthoot Capital Services Limited, Tamil Nadu Steel Tubes Limited and Kwality Milk Foods Limited.

DIVYA ABHISHEK Independent Director

Composition of the Board

People behind AVIOM

Kajal Ilmi

Founder MD & Chief Executive Officer

Satish Bansal

Chief Risk Officer

Amit Kumar

Chief Sales Officer

Jhummi Mantri

Chief Financial Officer

Amit Srivastava

Chief Vigilance & Operations Officer

Divyani Chand

Chief Compliance officer
& Company Secretary

Gaurav Sahai

Chief Technology Officer

Saroj Ahuja


Manmohan Singh

Chief Human Resource Officer

Shashi Chandra

HR & Training

Toll Free (10AM - 5PM, Mon - Sat)
1800 120 3466
Further enquiry whatsapp us
9811 55 7540